This is an eligibility inquiry or what's also known as a "soft credit inquiry" to obtain information and will not affect your credit score.
However, if you choose a loan product and apply for a loan, Lenders and their service providers will request your full credit report from one or more consumer reporting agencies.
You will receive a full disclosure of the terms of your loan for review before you become contractually obligated on your loan, and you are not required to accept the loan if you do not agree to those terms.
The Feeasy® loan eligibility service is provided by Monevo Inc, an award winning personal loan marketplace.
You understand that by clicking the I AGREE check-box immediately following this notice that you are providing "written instructions" to Monevo Inc, Lenders and their Partners under the Fair Credit Reporting Act authorizing them to obtain information from your personal credit profile or other information from consumer reporting agencies.
You authorize Monevo Inc, Lenders and their service providers to obtain such information solely to conduct a pre-qualification for credit.
You understand that this does not obligate you in any way to apply for a loan.
You understand that these credit inquiries by Monevo Inc, Lenders and their service providers are "soft credit inquiries" and will not impact your credit score.
You also consent that lenders may share your personal information with Monevo Inc and Feeasy including approval status and loan terms.
Personal loan offers using the Monevo service feature APRs of 3.49%-35.99%.
Actual rate depends on credit score, credit usage history, loan term, and other factors.
Late payments or subsequent charges and fees may increase the cost of your fixed rate loan.
Personal loan offers are from Monevo Inc's Partners.