What is Feeasy®?
Feeasy is a loan comparison platform which helps consumers browse and select pre-qualified loan offers from dozens of major online lenders and banks without impacting your credit score all in one place.
Is Feeasy® a lender?
Feeasy is not a lender. Our service connects you with the dozens of major online lenders through a singular search. Our website will submit the information you provide on our “check my rate” form to the lending partners in Monevo’s database, who will first use a soft credit check(s) too assess your eligibility for a personal loan. You may receive multiple loan options within a few seconds of submitting your information on our online form. You are under no obligation to proceed with any of the loan offers available to you.
How much does it cost to use Feeasy®?
Feeasy® is completely free to use. We will never charge you a fee for our service. Instead, Feeasy may receive a fee or commission for introductions to the lending partners. Using Feeasy® does not impact the interest rates offered too you and Feeasy® does not influence where and how the loan offers appear on your results page. We always present the lowest APR offers first by default.
What credit score do I need for a personal loan?
Minimum credit score requirements vary by lender. To qualify for the best interest rates on a personal loan, you will usually need good to excellent credit. Generally, the better your creditworthiness, the more competitive interest rate you will likely get.
What documents do I need to apply for a personal loan?
To check your rate on our website, you will not need to provide any documents. However, if you move forward with one of the pre-qualified offers presented to you, the lender you select will most likely request: identification (such as a government-issued ID) as well as tax returns, paystubs, and bank statements to verify your income and liquidity. Please keep in mind that actual loan document requirements will vary depending on the lender.
Can I complete the form over the phone?
Feeasy® provides an online service only. We cannot take your personal information over the phone. However, you may call or email us at any time with any questions you may have and a Feeasy® representative will gladly be of assistance.
How fast can I get my loan?
Many of the lending partners on the platform can send funds as soon as the next business day. The amount of any pre-qualified loan offer, if one is made, will vary depending on the lending partner, your creditworthiness, and your state’s laws. There is no guarantee you will be presented with any pre-qualified loan offers, or that upon presentation of any pre-qualified loan offers you will qualify for the rate, fees, or terms shown on the site. Loan terms are subject to change upon the selected lenders final evaluation.
How much can I borrow?
The lending partners on the platform offer loans ranging from $500 to $100,000. The amount of any pre-qualified loan offer, if one is made, will vary depending on the lender, your creditworthiness, and your state’s laws. There is no guarantee you will be presented with any pre-qualified loan offers, or that upon presentation of any pre-qualified loan offers you will qualify for the rate, fees, or terms shown on the site. Loan terms are subject to change upon the selected lenders final evaluation.
I received pre-qualified loan offers. Is there any obligation to proceed?
No, there is no obligation to proceed with a loan.
How do I complete the process?
After completing our “check my rate” online form, you will be able to review the details of the pre-qualified loan offers you receive from the lenders. If you decide to proceed with one of these options, simply click “continue” on that offer to be sent through to the selected lender’s website to complete the process directly. If you have any questions, please reach out to us.
What if I have questions about my loan?
Since Feeasy® is not a lender, we are unable to assist with specific loan inquiries or provide financial advice. For further assistance with your loan inquiry, please reach out to the lenders presented in your rate search results.
Do you need my social security number?
We require your social security number for lenders to be able to provide you with pre-qualified loan offers. There is no impact on your credit score using the Feeasy® service to receive pre-qualified loan offers, and you are under no obligation to proceed with any of the lenders you receive offers from.
How can I contact you?
If you need any assistance, please live chat with us directly on our website, give us a call at 646-770-1456, or send us an email at email@example.com.
Is the website secure?
Do I need a bank account?
A deposit account in your name is required in order for loan proceeds to be provided to you.